Blog             

From category archives: Value Plus Insurance Blog

Lower Insurance

Top Questions About Open Enrollment

The personal insurance experts at Value Plus Insurance will talk about your most pressing open enrollment questions. With open enrollment right around the corner, we talk about how we can help simplify the process.

Read the rest of entry »

Is it Time to Update Your Homeowners Insurance Policy?

As a homeowner, you understand that keeping your family’s home insurance policy updated is more than just a matter of keeping up with your mortgage obligation. It’s also a key part of protecting those who live in your home as well as your investment in your future. Your homeowners insurance policy helps provide you with peace of mind to know that if anything should happen unexpectedly to your home, your family will be okay. The last thing you want to do is not have the coverage you need because you overlooked a change that needed to be made in your policy.

Read the rest of entry »

How a Yearly Insurance Review Can Save You Money

As summer heats up and we start to make plans to send the kids back to school, it’s a great time to start thinking about organizing your life. If you’re looking for new annual goals to focus on, one of the best decisions you can make for your finances, your family, and your health is to take a look at your insurance policies. After all, when is the last time you reviewed your insurance plans to protect your family and finances?

Read the rest of entry »

Here’s What You Need to Know About Boat Insurance

It’s summertime in Minnesota! That means blue skies, bright sunshine, and of course, plenty of weekends at the lake! Whether you’re out on a pontoon, a speedboat, or a luxury yacht, before you take to the water, you’ll need to get boat insurance before you hit the lake. No matter how large or small your watercraft, accidents are always a possibility when you’re out on the water.

Read the rest of entry »

Common Health Insurance Terms You Should Know

No one wants to think about getting needing a doctor, but if you do, it can be incredibly costly without insurance. That’s why purchasing health insurance is one of the most important things you can do to protect yourself. It can mean the difference between a minor health care issue and a more serious one. But sometimes navigating the health care system can be confusing, especially when you get caught up in a lot of tricky insurance terminology.

Read the rest of entry »

Do I Need Health Insurance in My Twenties?

When you’re in your twenties, there’s a good chance you don’t have to worry about some of the health issues you’ll face when you’re older. You may even find yourself frustrated at the Affordable Care Act requirement to carry health insurance. One common argument from younger Americans that often comes up in online discussions is that if they’re young and healthy, they don’t need health insurance.

Read the rest of entry »

Why You’re Not Too Young for Life Insurance

When you’re young, it can be hard to think about your own mortality. Nobody wants to think about the possibility that something could ever happen to them. You may have thought about getting a life insurance policy and wondered what age is the right time to plan ahead for life insurance.

Read the rest of entry »

Life Insurance Policies: Setting Your Beneficiaries 101

Life insurance isn't like the rest of your assets. Often, life insurance will be disbursed before your other assets have gone through probate. The purpose of life insurance is to make sure that your final expenses are covered, in addition to providing some financial stability for your family. Consequently, it's important to know where this money is going; it isn't going to follow the rest of probate. You control where your money is going by setting the beneficiaries.

Read the rest of entry »

Personal Liability Policies: Why Might You Need One?

It's easy to see why a business might need a liability policy, but why would an individual? Personal liability policies do exist, and there are reasons why an individual might want this type of coverage. Personal liability policies protect your assets against the possibility of future lawsuits, and accidents that you and your family members may get into.

Read the rest of entry »

Life Insurance Policies: Is Yours Up to Date?

It's easy to simply purchase a life insurance policy, pay its premiums, and then forget to update it—after all, it's something you aren't going to need to think about for a while, right? Nevertheless, it's important to update your life insurance policy during life-changing events, as it isn't always possible to know what the future will bring.

Read the rest of entry »

Pages: Previous123NextReturn Top
:: Call us today at :: 952-435-0550

Why Choose VPI?

  • Low Insurance Prices.
  • Best Market Rates.
  • Fast Quote and Exceptional Customer Service.
  • Competitive Auto Insurance.
  • Experience You Can Trust.
Questions? Talk to an agent today!