We all want what is best for our families, and we do our best to protect them whenever possible. Although it can be difficult to imagine one’s own mortality, life insurance is one of the most important things you can do to protect your loved ones. At Values Plus Insurance serving Minnesota and Wisconsin, we understand the importance of life insurance when it comes to protecting those you love.


Protection for Your Family

Life insurance protects your family when you are gone. Financial experts recommend that any good financial plan will include planning for life insurance to make sure those you leave behind are taken care of. Because we broker through a number of affordable life insurance companies, we can get you the price that works best for your family’s budget.


Replace Your Income for Your Dependents

For millions of Americans, if anything were to happen to one of the family’s income earners, the family’s security would be in jeopardy. One of the most important reasons to get life insurance is so that you can replace your income if you die. If you have young children, this income could be the difference between whether they have a happy and secure childhood if something happens to one of their parents.


It can also protect dependent adults like a spouse or other family member who relies on you for financial support. Benefits through an employer or the government may be reduced or cut in the future, but your life insurance will be there to protect your loved ones.


Additional Protection Through Life Insurance

In addition to replacing your income, your loved ones may face a number of final expenses that could create a serious financial hardship for your family. Families often turn to liquidating assets to pay for these unexpected costs. Life insurance can help pay for these expenses so that your family does not have to go into debt to take care of them.


Here are a few of the final expenses life insurance can help with:

●        Funeral and burial expenses

●        Probate

●        Estate administration costs

●        Medical expenses and debt

●        Federal and state taxes


Minnesota and Wisconsin Life Insurance Company

If you are planning for your family’s future, make sure they are taken care of no matter what happens. Value Plus Insurance serving Minnesota and Wisconsin can connect you with life insurance to keep your family afloat.


We can also help with homeowners insurance, vehicle insurance, and health insurance. Call us at 952-435-0550, or contact us to speak with one of our agents and get a free quote today.