As summer heats up and we start to make plans to send the kids back to school, it’s a great time to start thinking about organizing your life. If you’re looking for new annual goals to focus on, one of the best decisions you can make for your finances, your family, and your health is to take a look at your insurance policies. After all, when is the last time you reviewed your insurance plans to protect your family and finances?


At Value Plus Insurance, we understand that one of the wisest decisions you can make to protect your family is to stay on top of your insurance so it’s there when you need it. That’s why we’ve put together these three crucial steps to assessing your insurance plans each year.


1.      Consider Your Life’s Most Recent Changes

Your life can undergo a lot of changes over the course of a year. If you’ve undergone any major life changes in the past twelve months, it’s a good idea to update your insurance to reflect those changes. Otherwise, you and those you love may not be protected when life’s challenges creep in.


Have you added a child to your family? Consider updating your insurance policy to protect your family in case you’re no longer able to provide for them one day. You’ll also want to make changes if you’ve changed apartments, purchased a new vehicle, or built on to your home.


2.      Make Changes to Existing Policies

It’s a good idea to read through all of your existing policies. Grab a pen and paper for taking notes. Review your coverage and take time to make note of anything that needs to change. Have these ready when you call your insurance agent to address your insurance needs. Be ready to ask for recommendations and policy changes that may be more appropriate for your current lifestyle and needs.


3.      Meet With Your Agent

Take your list with you to discuss your insurance needs with your agent. This will be your chance to ask for clarification about policies and decide if there’s a better option for you. The main goal of this appointment should be ensuring you are informed enough to make the best decisions to plan for various contingencies. Before you leave, plan to meet again next year and have the same discussion once more.


Protect Your Family and Future With Personal and Home Insurance

Having good insurance is really about keeping your family and your property safe. Although a lot can change in a year, our unwavering commitment to excellent customer care remains strong.


At Value Plus Insurance, we’ll work with you to help you choose the best health insurance, home insurance, auto insurance, renter’s insurance, and more. Give us a call to connect with our agents at 952-435-0550, or contact us to discuss our policies.