With the holidays behind us and a new decade ahead, millions of Americans are taking advantage of the change to get organized and make new resolutions. It’s also a good time to take stock of your household and determine if any changes should be made in any subscriptions or policies. There’s a good chance your household has experienced some sort of change this year. Life’s celebrations and changes can impact your insurance needs, which is why it’s important to start the new year off with an assessment of your existing insurance policies.


At Value Plus Insurance, our personal insurance experts can help you decide which policies are working well for you and which need to be updated. In this blog entry, our insurance team will discuss why the new year is an ideal time for an annual insurance review and how we can help.

Turn and Face the Changes

There’s a good chance this past year brought some kind of change to your home or household. One of the most common mistakes insurance policyholders can make is to overlook insurance when important life changes take place. Even if you’re not thinking about your insurance, life can still happen, and if your insurance hasn’t been updated to reflect your life, it can cost you. Updating your policies ensures your family and home are covered in case an unexpected loss should occur.


Here are a few changes that can warrant a change in your insurance policies:


●        A new marriage or engagement

●        A new family pet

●        The birth of a new baby

●        Adoption

●        A major purchase

Other Reasons to Review Your Policies

Besides making sure your existing policies are up-to-date, it’s also important to determine if you should add any policies to protect your household and property. For example, if you’re a renter, you may find renter’s insurance is more affordable than you might expect. It’s also a good opportunity to add boat insurance or motorcycle insurance before the warm weather of spring arrives.


During your insurance review, you should also go over your insurance costs. Your insurance agent can direct you to any discounts you may be missing and go over your premiums.

Our Minnesota Insurance Brokerage Company Protecting Your Family and Property

It’s a new year, and it’s the right time for a new commitment to making sure your property and your family are protected in case the unexpected should happen. Start by taking stock of your insurance.


Our Value Plus Insurance agents have the knowledge and experience to connect you with policies uniquely suited to your home, family, and lifestyle. Connect with our insurance agents by calling us at 952-435-0550, or contact us to get started on the path to your perfect insurance policy package.