Do you have a college student in your family that’s getting ready to attend college for the first time? If so, congratulations! Going to college can be an exciting experience, and for many young people, it represents their first time living away from the home they grew up in.


If you’re a parent of a college student who is moving away this semester, it’s natural to worry. Fortunately, there are plenty of things parents can do to help make sure they’re safer and their belongings are protected while they’re away at school. In this blog post from Value Plus Insurance, we’ll talk about how renter’s insurance can help protect your student while they’re away at college for the first time. Here’s what you need to know:

On Track for Success

Think about all of the things college students need to be successful at college. Before they even get the chance to check into their dorm room or apartment, you’ve got to make sure they’re equipped with all of the necessary supplies. The textbooks alone can cost a pretty penny. Today’s students also need reliable computers, phones, and other technology. If anything happens to your student’s belongings during the semester, they need to be able to replace them quickly so it doesn’t interfere with their studies. Fortunately, renter’s insurance is more affordable than most parents realize.

How Renter’s Insurance Works

Renter’s insurance works similarly to other types of insurance by providing help if the unexpected occurs. Like homeowner’s insurance, renter’s insurance protects an individual’s personal property. Although the school or residence hall your student lives in may be insured by the school, renter’s insurance provides added protection in case of an emergency. For example, if your student encounters an emergency beyond their control, renter’s insurance may replace their damaged property.


Renter’s insurance covers all of the following:


●        Liability: If someone is injured while they’re in your rental property, renter’s insurance offers protection to cover what the renter is found liable for.


●        Property: Each policy is different, but policies will typically cover theft, loss, and many disasters.


●        Emergencies: If an emergency temporarily puts your student out of her dorm or apartment, renter’s insurance may cover temporary housing costs and food expenses while repairs are underway.


Contact Our Minnesota Renter’s Insurance Company

There’s a lot to think about when your student is headed off to college. Fortunately, one thing you don’t have to think twice about is knowing they’ll be covered in case of an emergency when you have a good renter’s insurance policy. At Value Plus Insurance, we can help you put together a renters insurance bundle to give you peace of mind while your student is busy working hard on their future.


To find out more about our insurance policies and learn about our rates, give us a call at 952-435-0550. Or contact us online and get a free renters insurance quote today.