Whether you live in Wisconsin or Minnesota, it’s hard to get around without a ride. And with all of the beautiful scenery we’re graced with, especially in the summer months, there’s nothing quite like the freedom of having a good, reliable car.

 

Unfortunately, driving comes with its share of costs from the upfront cost of the vehicle to ongoing car maintenance. If you live in the city, you’ll have to factor in parking fees depending on where you live and work. And on top of it all, you’ve still got to pay for car insurance.

 

At Value Plus Insurance, we know how important it is to save as much as possible on your auto insurance costs. That’s why we’re sharing this guide to help save you money on your car insurance. Give us a call to get started saving money on your insurance policy today!

1. Work With a Good Car Insurance Brokerage Company

Although anyone can turn to the Internet and perform a basic Google search for insurance rates, there’s no substitute for a good insurance brokerage company. When you work with a car insurance company like Value Plus, our agents are familiar with the many nuances of matching drivers with the right policies.

 

To match our clients with the right carriers, we look beyond details like your budget, needs, additional drivers, and driving habits. Your car’s safety features, anti-theft devices, and other lifestyle-related details are all pieces of the bigger puzzle, and our experienced agents look at everything to find you the best deals.

2. Take Advantage of Discounts

Your insurance brokerage company can periodically assess your insurance rates to help you take advantage of any available discounts that may be newly available based on your driving record or life cycle events. They can also help you find deals by bundling coverage.

3. Get the Best Coverage for Your Needs

A good agent understands that insurance is not a one-size-fits-all solution. For example, owners of older vehicles may not see any benefit on collision or comprehensive coverage since the cost of the premium may be worth more than the vehicle.

 

It’s also important to choose the right deductible for your needs. Conversely, it may be better for some drivers to pay for additional coverage and help mitigate the costs of an accident, vandalism, or theft.

Contact Our Minnesota Auto Insurance Agents

If you’re looking for ways to save on your auto insurance policy, call us to connect with an insurance agent at 952-435-0550 or contact us online. We can’t wait to help you start saving on your auto insurance costs!