If you own a boat you will need boat insurance and it is a good idea to have health insurance and life insurance also. Not to sound negative or make boating seem like a dangerous activity, because when the rules of the waterways are followed and boaters use common sense, boating is a very safe and fun activity. However, accidents do happen more often than you would think and common sense should tell you if you are going to be participating in any activity that could become dangerous you need life insurance and health insurance.

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