What to Do if Someone Hits Your Car

The auto insurance experts at Value Plus Insurance talk about the importance of taking the right steps after you’ve been involved in a car collision. We break down what you need to know when talking to the other driver as well as your insurance company to help make sure your auto damage is covered.

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Why You Need Renter’s Insurance For Your College Student

The personal insurance experts at Value Plus Insurance talk about renter’s insurance. We share several important reasons you should consider renter’s insurance for your college student when he or she is going off to college for the first time.

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How a Yearly Insurance Review Can Save You Money

At Value Plus Insurance, we recommend an annual review to examine your insurance policies and decide if there’s a better option for your coverage.

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Here’s What You Need to Know About Boat Insurance

It’s summertime in Minnesota! That means blue skies, bright sunshine, and of course, plenty of weekends at the lake! Whether you’re out on a pontoon, a speedboat, or a luxury yacht, before you take to the water, you’ll need to get boat insurance before you hit the lake. No matter how large or small your watercraft, accidents are always a possibility when you’re out on the water.

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Common Health Insurance Terms You Should Know

No one wants to think about getting needing a doctor, but if you do, it can be incredibly costly without insurance. That’s why purchasing health insurance is one of the most important things you can do to protect yourself. It can mean the difference between a minor health care issue and a more serious one. But sometimes navigating the health care system can be confusing, especially when you get caught up in a lot of tricky insurance terminology.

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Do I Need Health Insurance in My Twenties?

When you’re in your twenties, there’s a good chance you don’t have to worry about some of the health issues you’ll face when you’re older. You may even find yourself frustrated at the Affordable Care Act requirement to carry health insurance. One common argument from younger Americans that often comes up in online discussions is that if they’re young and healthy, they don’t need health insurance.

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A Room by Room Guide to Renter’s Insurance

There are plenty of great reasons to rent rather than buy a home. Renting offers much greater flexibility than homeownership. You can easily decide to move without being tied down to a mortgage and sucked into the lengthy home selling process.

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Why You’re Not Too Young for Life Insurance

When you’re young, it can be hard to think about your own mortality. Nobody wants to think about the possibility that something could ever happen to them. You may have thought about getting a life insurance policy and wondered what age is the right time to plan ahead for life insurance.

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Getting Insured after a DUI

A DUI is one of the most costly mistakes you can make. If you’ve been caught drinking and driving, you know that coming back from a DUI offense can be difficult and expensive. It can also be embarrassing. Even if you know you’ll never make the same mistake again, you are branded as a high-risk driver for at least several years after getting hit with a DUI.

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How Homeowners Insurance Protects You After a Fire

If you’re a homeowner, you take comfort in knowing your homeowner’s insurance will protect you if the unexpected should occur. Your home is your biggest asset, and if a fire causes damage to your home, you need to know that asset will be safe. At Value Plus Insurance, we go above and beyond to make sure your home is protected in case of a fire. We’ve put together this helpful guide to help you understand how homeowners insurance protects you after a fire.

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