Life Insurance Facts You Need to Know

Learn important life insurance facts from the Minnesota personal insurance experts at Value Plus Insurance in Burnsville. Find out answers to important questions like, “When should I get life insurance?” and learn how to get a life insurance quote.

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What You Need to Know About Commercial Auto Insurance

The Minnesota vehicle insurance experts at Value Plus Insurance share what business owners should know about commercial auto insurance.

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Summer’s Coming: Time for Boat Insurance

With summer just around the corner, Minnesotans are starting to look forward to summer plans. For boat owners, summertime means long days spent out on the lake making memories with friends and loved ones to last a lifetime. Whether your idea of a good time is fishing on a pontoon boat or hosting dinner parties on your yacht, it’s important to make sure your boat insurance is updated before setting out.

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Fast Facts About Teen Auto Insurance

If there’s one thing parents know with absolute certainty, it’s that kids grow up fast. One day, it seems like you’re celebrating their first day of kindergarten, and before you know it, you’re helping them pick out an outfit for their first dance. Before you know it, every teen goes through the important rite of passage of learning to drive a car for the first time. It can be tough to let them get behind the wheel for their first ride without you by their side, but it helps when you’ve got the peace of mind of a good auto insurance policy.

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What You Need to Know About Life Insurance

Maintaining a good life insurance policy is one of the most important steps you can take to protect your loved ones. But when it comes to life insurance, many people find they are overwhelmed with questions. When you establish your policy, you’ll need to make some important decisions about choosing your beneficiaries. Making the best decisions will help protect your family’s future financial stability and provide for them if you’re gone.

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Time for an Annual Insurance Review

With the holidays behind us and a new decade ahead, millions of Americans are taking advantage of the change to get organized and make new resolutions. It’s also a good time to take stock of your household and determine if any changes should be made in any subscriptions or policies. There’s a good chance your household has experienced some sort of change this year. Life’s celebrations and changes can impact your insurance needs, which is why it’s important to start the new year off with an assessment of your existing insurance policies.

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Is it Time to Update Your Life Insurance?

Purchasing a life insurance policy is one of the simplest steps you can take to protect your loved ones. However, it’s also an easy thing to check off your to-do list and settle into a routine of paying your premiums without ever putting much thought into it again. Most of us think of life insurance as something that won’t impact our family for many years, which makes it easy to overlook it when you’re going through the hustle and bustle of everyday life.

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Top Questions About Open Enrollment

Whether you’re getting enrolled in a health care plan for the first time in a long time, your situation has recently changed, or you’re simply looking at options, open enrollment is now. Even for those who are already insured, working with health insurance under the Affordable Care Act (ACA) can be a complex task.

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Is it Time to Update Your Homeowners Insurance Policy?

As a homeowner, you understand that keeping your family’s home insurance policy updated is more than just a matter of keeping up with your mortgage obligation. It’s also a key part of protecting those who live in your home as well as your investment in your future. Your homeowners insurance policy helps provide you with peace of mind to know that if anything should happen unexpectedly to your home, your family will be okay. The last thing you want to do is not have the coverage you need because you overlooked a change that needed to be made in your policy.

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What to Do if Someone Hits Your Car

When you’re out on the road, you try to be as careful as possible. You avoid texting while driving, you always wear your seatbelt, and you’re constantly aware of other vehicles on the road. However, even the best drivers can’t always avoid getting in a collision. The fact is that you can only control what your car does, which means it may not always be possible to avoid getting hit by another driver’s vehicle.

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