A Room by Room Guide to Renter’s Insurance

The experts at Value Plus Insurance discuss renter’s insurance. We talk about how renter’s insurance can protect your home room by room.

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Why You’re Not Too Young for Life Insurance

Getting life insurance is one of the most important things you can do. The experts at Value Plus Insurance explain the benefits of getting life insurance while you’re still young from emergency funds to lower premiums.

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Getting Insured after a DUI

A DUI is one of the most costly mistakes you can make. If you’ve been caught drinking and driving, you know that coming back from a DUI offense can be difficult and expensive. It can also be embarrassing. Even if you know you’ll never make the same mistake again, you are branded as a high-risk driver for at least several years after getting hit with a DUI.

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How Homeowners Insurance Protects You After a Fire

If you’re a homeowner, you take comfort in knowing your homeowner’s insurance will protect you if the unexpected should occur. Your home is your biggest asset, and if a fire causes damage to your home, you need to know that asset will be safe. At Value Plus Insurance, we go above and beyond to make sure your home is protected in case of a fire. We’ve put together this helpful guide to help you understand how homeowners insurance protects you after a fire.

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It's Never Too Early to Think About Life Insurance

We all want what is best for our families, and we do our best to protect them whenever possible. Although it can be difficult to imagine one’s own mortality, life insurance is one of the most important things you can do to protect your loved ones. At Values Plus Insurance serving Minnesota and Wisconsin, we understand the importance of life insurance when it comes to protecting those you love.

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What Does Renters Insurance Cover?

We should expect the best but prepare for the worst, or so the saying warns. Too often, renters go unprotected against emergencies. Homeowners need insurance to protect their homes, but as renters, it can be easy to forget you still have belongings that need protection.

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Will Your Renters Insurance Cover Other Renters?

Homeowner's insurance covers all of the residents inside of a property. So what about renters insurance? If you have roommates, you may be wondering whether you have to maintain individual renters insurance policies, or if you can roll your coverage into a single policy. Here's what you need to know.

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Life Insurance Policies: Setting Your Beneficiaries 101

Life insurance isn't like the rest of your assets. Often, life insurance will be disbursed before your other assets have gone through probate. The purpose of life insurance is to make sure that your final expenses are covered, in addition to providing some financial stability for your family. Consequently, it's important to know where this money is going; it isn't going to follow the rest of probate. You control where your money is going by setting the beneficiaries.

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Personal Liability Policies: Why Might You Need One?

It's easy to see why a business might need a liability policy, but why would an individual? Personal liability policies do exist, and there are reasons why an individual might want this type of coverage. Personal liability policies protect your assets against the possibility of future lawsuits, and accidents that you and your family members may get into.

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Life Insurance Policies: Is Yours Up to Date?

It's easy to simply purchase a life insurance policy, pay its premiums, and then forget to update it—after all, it's something you aren't going to need to think about for a while, right? Nevertheless, it's important to update your life insurance policy during life-changing events, as it isn't always possible to know what the future will bring.

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