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Enrolling in Health Insurance Outside of Open Enrollment

Did you miss out on open enrollment? There are a few ways you can still get coverage, but you need to qualify for the special enrollment period.

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Revising Your Renter's Insurance Annually: What Should You Check?

Is your renter's insurance policy up to date? If you haven't checked it this year, you might be paying too much -- or you may be under-insured.

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Do You Need to Maintain Motorcycle Insurance When Not Riding?

Are you looking to save money on your motorcycle insurance? You may be tempted to cancel it when not in use, but there are better ways.

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Helping Your Teens Drive Better

Keep your teens safe on the road by reviewing these tips with them.

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Have You Outgrown Your Homeowners Insurance?

You may be overpaying for inadequate home insurance. See how Value Plus Insurance can help you make the right choices for your homeowner’s insurance.

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5 Reasons You Need Renters Insurance

If you’re renting an apartment or home and a fire or other disaster damages your rental or personal property, you’re correct in assuming that the landlord has enough insurance to cover his losses. But that policy only takes care of what he owns, such as the structure or his furniture, if the place is rented furnished. It does not cover any of your possessions. So to protect yourself, you’re going to need renters insurance. Here are some additional reasons to sign up for this policy.

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Health Insurance: What Should We Expect in This Year's Open Enrollment?

Open enrollment for health insurance under the Affordable Care Act and Healthcare.Gov opens on November 1st, 2017 and ends December 15, 2017. But because there has been so much confusion regarding health care plans, many have been wondering exactly what they should expect.

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Why You Need to Have Renters Insurance

Renters insurance is often optional and unless your landlord requires it, you might not even know that it's something you should have. But renters insurance protects you in a lot of ways, many of which you might to realize until too late. Here are just a few situations in which renters insurance can become critical:

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Why Renters, Including Students, Need Renters Insurance

Why Renters, Including Students, Need Renters Insurance

People in Burnsville, MN and the surrounding Minneapolis/St. Paul MN area choose to rent for a variety of reasons. For some, there are economic reasons. Some may be employed in the area on a temporary assignment. Others may be downsizing as retirement nears and still, others may be students or those just starting out in their careers. These are all situations where acquiring renters insurance would be a smart thing to do.

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Does Home Insurance Cover Crowdsourced Rentals?

To you, big events like the St. Paul Winter Carnival, the Irish Fair, the Minneapolis Aquatennial, and the Pride Festival are not just fun celebrations. They're a chance for you to make some money by renting out your place through crowdsourced rental sites. While it's all well and good that your home can provide some extra cash, you need to think about how home insurance covers you in case you're paying guest damages a room or is injured while on your property.

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