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Top Questions About Open Enrollment

The personal insurance experts at Value Plus Insurance will talk about your most pressing open enrollment questions. With open enrollment right around the corner, we talk about how we can help simplify the process.

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Is it Time to Update Your Homeowners Insurance Policy?

As a homeowner, you understand that keeping your family’s home insurance policy updated is more than just a matter of keeping up with your mortgage obligation. It’s also a key part of protecting those who live in your home as well as your investment in your future. Your homeowners insurance policy helps provide you with peace of mind to know that if anything should happen unexpectedly to your home, your family will be okay. The last thing you want to do is not have the coverage you need because you overlooked a change that needed to be made in your policy.

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What to Do if Someone Hits Your Car

When you’re out on the road, you try to be as careful as possible. You avoid texting while driving, you always wear your seatbelt, and you’re constantly aware of other vehicles on the road. However, even the best drivers can’t always avoid getting in a collision. The fact is that you can only control what your car does, which means it may not always be possible to avoid getting hit by another driver’s vehicle.

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Why You Need Renter’s Insurance For Your College Student

As a parent, you’ve worked hard to raise a strong, independent young person. With the pomp and circumstance of graduation, it all pays off. For moms and dads, there’s no prouder moment than watching all of their young person’s hard work culminate as she walks across the stage in her cap and gown. And with graduation behind her, it’s time for a new adventure: college.

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How a Yearly Insurance Review Can Save You Money

As summer heats up and we start to make plans to send the kids back to school, it’s a great time to start thinking about organizing your life. If you’re looking for new annual goals to focus on, one of the best decisions you can make for your finances, your family, and your health is to take a look at your insurance policies. After all, when is the last time you reviewed your insurance plans to protect your family and finances?

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Here’s What You Need to Know About Boat Insurance

It’s summertime in Minnesota! That means blue skies, bright sunshine, and of course, plenty of weekends at the lake! Whether you’re out on a pontoon, a speedboat, or a luxury yacht, before you take to the water, you’ll need to get boat insurance before you hit the lake. No matter how large or small your watercraft, accidents are always a possibility when you’re out on the water.

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Common Health Insurance Terms You Should Know

No one wants to think about getting needing a doctor, but if you do, it can be incredibly costly without insurance. That’s why purchasing health insurance is one of the most important things you can do to protect yourself. It can mean the difference between a minor health care issue and a more serious one. But sometimes navigating the health care system can be confusing, especially when you get caught up in a lot of tricky insurance terminology.

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Do I Need Health Insurance in My Twenties?

When you’re in your twenties, there’s a good chance you don’t have to worry about some of the health issues you’ll face when you’re older. You may even find yourself frustrated at the Affordable Care Act requirement to carry health insurance. One common argument from younger Americans that often comes up in online discussions is that if they’re young and healthy, they don’t need health insurance.

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A Room by Room Guide to Renter’s Insurance

There are plenty of great reasons to rent rather than buy a home. Renting offers much greater flexibility than homeownership. You can easily decide to move without being tied down to a mortgage and sucked into the lengthy home selling process.

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Why You’re Not Too Young for Life Insurance

When you’re young, it can be hard to think about your own mortality. Nobody wants to think about the possibility that something could ever happen to them. You may have thought about getting a life insurance policy and wondered what age is the right time to plan ahead for life insurance.

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