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Renter's insurance is usually not required by law like car or homeowners insurance but you still need it for the same reasons. What if you have a leaky roof? The landlord is likely responsible for roof repairs but not your TV or stereo equipment that got wet and broken. Renter's insurance takes care of your personal things in situations like this.
Renter's insurance also provides help with temporary housing if your apartment burns down. It can also help with liability issues like if you forgot to shovel your front steps, someone slipped and now wants to sue you.
These are hypothetical instances where renter's insurance can help. Call Value Plus Insurance Brokers at (952) 435-0550 for your FREE quote.
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(952) 435-0550
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PO Box 127
Lonsdale, MN 55046
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