Posted on 2/17/2020 4:00 AM By Value Plus Insurance
The life insurance agents at Value Plus Insurance talk about some of the most common life insurance questions. We talk about choosing beneficiaries and more.
Posted on 1/13/2020 4:00 AM By Value Plus Insurance
With the holidays behind us and a new decade ahead, millions of Americans are taking advantage of the change to get organized and make new resolutions. It’s also a good time to take stock of your household and determine if any changes should be made in any subscriptions or policies. There’s a good chance your household has experienced some sort of change this year. Life’s celebrations and changes can impact your insurance needs, which is why it’s important to start the new year off with an assessment of your existing insurance policies.
Posted on 12/16/2019 4:24 AM By Value Plus Insurance
Purchasing a life insurance policy is one of the simplest steps you can take to protect your loved ones. However, it’s also an easy thing to check off your to-do list and settle into a routine of paying your premiums without ever putting much thought into it again. Most of us think of life insurance as something that won’t impact our family for many years, which makes it easy to overlook it when you’re going through the hustle and bustle of everyday life.
Posted on 11/11/2019 12:07 PM By Value Plus Insurance
Whether you’re getting enrolled in a health care plan for the first time in a long time, your situation has recently changed, or you’re simply looking at options, open enrollment is now. Even for those who are already insured, working with health insurance under the Affordable Care Act (ACA) can be a complex task.
Posted on 7/15/2019 11:21 AM By Value Plus Insurance
As summer heats up and we start to make plans to send the kids back to school, it’s a great time to start thinking about organizing your life. If you’re looking for new annual goals to focus on, one of the best decisions you can make for your finances, your family, and your health is to take a look at your insurance policies. After all, when is the last time you reviewed your insurance plans to protect your family and finances?
Posted on 6/17/2019 1:54 PM By Value Plus Insurance
It’s summertime in Minnesota! That means blue skies, bright sunshine, and of course, plenty of weekends at the lake! Whether you’re out on a pontoon, a speedboat, or a luxury yacht, before you take to the water, you’ll need to get boat insurance before you hit the lake. No matter how large or small your watercraft, accidents are always a possibility when you’re out on the water.
Posted on 5/13/2019 9:43 AM By Value Plus Insurance
No one wants to think about getting needing a doctor, but if you do, it can be incredibly costly without insurance. That’s why purchasing health insurance is one of the most important things you can do to protect yourself. It can mean the difference between a minor health care issue and a more serious one. But sometimes navigating the health care system can be confusing, especially when you get caught up in a lot of tricky insurance terminology.
Posted on 4/15/2019 10:37 AM By Value Plus Insurance
When you’re in your twenties, there’s a good chance you don’t have to worry about some of the health issues you’ll face when you’re older. You may even find yourself frustrated at the Affordable Care Act requirement to carry health insurance. One common argument from younger Americans that often comes up in online discussions is that if they’re young and healthy, they don’t need health insurance.
Posted on 2/11/2019 9:51 AM By Value Plus Insurance
When you’re young, it can be hard to think about your own mortality. Nobody wants to think about the possibility that something could ever happen to them. You may have thought about getting a life insurance policy and wondered what age is the right time to plan ahead for life insurance.
Posted on 8/13/2018 4:00 AM By Value Plus Insurance
Life insurance isn't like the rest of your assets. Often, life insurance will be disbursed before your other assets have gone through probate. The purpose of life insurance is to make sure that your final expenses are covered, in addition to providing some financial stability for your family. Consequently, it's important to know where this money is going; it isn't going to follow the rest of probate. You control where your money is going by setting the beneficiaries.
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