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5 Reasons You Need Renters Insurance

If you’re renting an apartment or home and a fire or other disaster damages your rental or personal property, you’re correct in assuming that the landlord has enough insurance to cover his losses. But that policy only takes care of what he owns, such as the structure or his furniture, if the place is rented furnished. It does not cover any of your possessions. So to protect yourself, you’re going to need renters insurance. Here are some additional reasons to sign up for this policy.

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Health Insurance: What Should We Expect in This Year's Open Enrollment?

Open enrollment for health insurance under the Affordable Care Act and Healthcare.Gov opens on November 1st, 2017 and ends December 15, 2017. But because there has been so much confusion regarding health care plans, many have been wondering exactly what they should expect.

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Why You Need to Have Renters Insurance

Renters insurance is often optional and unless your landlord requires it, you might not even know that it's something you should have. But renters insurance protects you in a lot of ways, many of which you might to realize until too late. Here are just a few situations in which renters insurance can become critical:

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Why Renters, Including Students, Need Renters Insurance

Why Renters, Including Students, Need Renters Insurance

People in Burnsville, MN and the surrounding Minneapolis/St. Paul MN area choose to rent for a variety of reasons. For some, there are economic reasons. Some may be employed in the area on a temporary assignment. Others may be downsizing as retirement nears and still, others may be students or those just starting out in their careers. These are all situations where acquiring renters insurance would be a smart thing to do.

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Does Home Insurance Cover Crowdsourced Rentals?

To you, big events like the St. Paul Winter Carnival, the Irish Fair, the Minneapolis Aquatennial, and the Pride Festival are not just fun celebrations. They're a chance for you to make some money by renting out your place through crowdsourced rental sites. While it's all well and good that your home can provide some extra cash, you need to think about how home insurance covers you in case you're paying guest damages a room or is injured while on your property.

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What to Do After a Car Accident

At the very least, a car accident becomes a jarring but temporary interruption to the routine of your regular life. But it can easily devolve into a more permanent disaster. Protect yourself physically, legally, and financially after such an emergency by following these tips.

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5 Important Reasons You Should Have Renters Insurance

The number of renters in the Minneapolis area and the United States is increasing. This is a trend that has been ignited, in part, by the housing crisis of 2008. It is also being fueled by the number of Millennials who prefer to rent, and an increasing number of 55+ renters who are discovering the convenience and affordability of renting vs buying.

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Four Reasons You Should Never Be Without Renters Insurance

Many renters forego renters insurance because they assume it's not going to help them much. After all, they can replace their property if something does happen. But renters insurance actually covers much more than just your personal possessions. There are many situations in which you absolutely should not be caught without it.

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Umbrella Insurance

Umbrella insurance gives you an extra tier of liability insurance over and above the policy limits of your underlying coverage. One of the best features of umbrella insurance is that it isn't limited to just one policy. It acts as an additional layer of insurance protection on your home, auto, motorcycle or even your boat coverage.

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What You Need to Know About Renters Insurance

If you're going to rent an apartment or a house, it's unlikely that you'll be able to hold your landlord responsible for loss of, damage to or theft of your personal property.  That's why renters insurance can help.  It's incredibly inexpensive too.  Here are a few answers to questions about renters insurance.

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